The creditor is a party in an obligation relation that is authorized by the other party – the debtor, to request a transfer of assets, or that the debtor does something, or that he does not do something that he would normally be able to do, or that the debtor omits doing something.
Fee for the use of other’s replaceable, movable items, most often money. The interest rate is expressed in percentage and is considered to be the price of money or capital that the borrower/debtor pays for the use of the transferred money, capital or other replaceable assets.
Legal default interest is a sanction against a debtor who is late to meet his financial obligation. The interest rate is determined by law or by other regulations. The creditor has the right to default interest regardless of whether he has suffered any damage due to the debtor’s delay.
An alienable claim is transferred from the current creditor (Assignor) to the new creditor (Assignee) while the debtor (Debtor) and the claim remain the same. Possible legal grounds for an assignment are a contract, legal acts and a court decision.
After taking over a claim, B2 Kapital charges a default interest. We do not charge any additional fees or expenses on your debt.
If your account is blocked and you have opened a protected account, your protected income cannot be seized.
B2 Kapital takes the necessary measures immediately after the payment of the debt and sends a request for the withdrawal of the blockages to the relevant institutions (FINA, Croatian Pension Insurance Institute, employer…). For further steps, we ask you for patience, as these institutions do not have a legally prescribed deadline for performing their activities […]
All previously activated collaterals and enforcement documents will be withdrawn after the payment of the related debt.
Regarding the method of repayment of your debt, we strive to be flexible and adjust the payment as much as possible to your personal financial capabilities. If you cannot pay the full amount of the debt at once, we can offer you an agreed-upon repayment plan. Also, it is possible that, as part of the […]
Obligation of a person, legal or physical (debtor), to pay something (usually money) to another person, the creditor.